by Admin
Debt Settlement or Debt Negotiation is the process of reducing the balance owed (principal) on unsecured personal debt accounts through the process of creditor negotiation. This is different from debt consolidation and credit counseling which usually simply reduces the interest rate and extends the term of the loan. Debt Consolidation almost always increases the balance [...]
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Too many people think that debt consolidation is the way to eliminate their debts. Unfortunately, debt is not their problem. Debt is merely the symptom and outcome of spending more than you have. Simply refinancing that debt will not address the problem that got them in the problem in the first place. That’s why the [...]
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